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A single home remains on a street following the 2021 Marshall Fire in Broomfield.

Wildfire Risk, Our Homes, and Our Heath

December 16, 2024

As disasters driven by climate change become more frequent and intense, governments and communities face challenges protecting the lives, health, and homes of residents. In a first-of-its-kind project, the Colorado Health Institute (CHI) explored the relationship between wildfires, homeowners insurance, and health to identify opportunities to reduce wildfire risk and improve insurance access for Colorado communities.

CHI, with support from the Colorado Division of Insurance and Robert Wood Johnson Foundation, conducted a multiyear, two-part research project that engaged a variety of stakeholders, including the property and casualty insurance industry, state and local government, wildfire mitigation organizations, and people impacted by recent wildfires.   

The resulting reports will help policymakers, local and state agencies, and residents to better prepare for and respond to climate-change driven disasters.